CNH Finance specializes in Asset-based lending for Commercial & Industrial Companies

At CNH Finance, we believe in giving businesses as many opportunities as possible for growth and success. One of the biggest advantages a business can have is access to working capital when it is needed. For these reasons, CNH Finance offers asset-based lending to businesses across all industries, nationwide. We understand receivables and can capitalize on your most important asset to create the capital you need to grow your business.

What is Asset-Based Lending?

Asset-based lending is a revolving line of credit that is collateralized by your accounts receivable or other assets.  Asset-based lending allows business owners to sidestep the prohibitively stringent requirements and covenants of traditional lending channels.  At CNH Finance we look at business assets that other lenders overlook, to give you the most purchasing power possible. When evaluating assets your business owns, we look at things including:

  • Accounts Receivable
  • Inventory
  • Equipment
  • Real Estate

Asset-based lending is a line of credit designed to promote growth for businesses of all sizes.  Whether you are launching a niche start up, or looking to expand your manufacturing operation, asset-based lending is a much more flexible alternative to traditional loans.

Asset-Based Lending is a Versatile Financing Solution

Asset-based lending from CNH Finance gives business owners the liquidity and access to working capital resources which cannot be found through traditional lending channels. Our asset-based lending program can be used to a wide range of needs, such as:

  • General working capital
  • Growth financing
  • Leveraged buyouts
  • Seasonal businesses
  • Turnaround financing
  • Employee Stock Ownership Plan (ESOP) capital
  • Special situations

Better than Traditional Loans

Traditional loans often contain prohibitive structures and may compromise business credit ratings. Additionally, loans lock businesses into payment schedules which must be met, even during light sales periods. Asset based lending does not prohibit business growth with such restrictions. Asset based lines of credit are treated much like any other revolving line of credit. Businesses use the capital they need, and then replenish the lines by repaying the amount and borrowing against new collateral.

Using Asset-Based Lending for Business Growth

CNH Finance provides asset-based lending solutions to promote business growth across a vast array of industries, such as:

  • Retail Businesses
  • Transportation & Logistics
  • Wholesalers
  • Agricultural
  • Distributors
  • Chemicals
  • Fishing
  • Many more
  • Manufacturers
  • Textiles
  • Lumber

Greenwich Office
330 Railroad Avenue, Suite 101
Greenwich, CT 06830
Phone: (203) 266-3210

Portland Office
10200 SW Greenburg Rd., Ste.750
Portland, OR 97223
Phone: (503) 444-2100

California Office
Long Beach, CA 90803
Phone: (562) 833-7815

California Office
3334 E. Coast Hwy, 541
Newport Beach, CA 92625
Phone: (714) 520-1788

Melinda Ficek
mficek@cnhfinance.com

Maryland Office
3 Bethesda Metro Center, Ste 723,
Bethesda, MD 20814
Phone: (301) 529-9993

Steve Silver
ssilver@cnhfinance.com